Surplus Blessings

Surplus Blessings We are Committed to Helping you file a successful claim

Do you have unclaimed funds?

How our process works

Our firm is designed to make the recovery of your excess proceeds as simple and straightforward as possible. The process begins when you review the documents we've meticulously gathered from the county records. Once you've had a chance to go over the documents, we offer a free consultation with our experienced attorney who will explain the entire process and answer any questions you might have. Following the consultation, we prepare the claim paperwork which needs to be notarized for authenticity and legality. We'll guide you through this process and ensure all necessary steps are taken. Finally, we file the claim on your behalf. Our dedicated team manages the entire process, leaving you free from the burden of bureaucracy, ensuring that you receive the funds that are rightfully yours.

  • Receive a notification from us that you're entitled to funds

  • Free consultation with our attorney

  • Notarize documents and submit to the county

Committed to Helping you file a successful claim

We work directly with the county and charge NO upfront fees

Excess proceeds

At our firm, we specialize in helping homeowners navigate the often complex process of recovering excess proceeds from foreclosure sales. Excess proceeds, or surplus funds, arise when a foreclosed home sells for more than the outstanding balance of the mortgage. This surplus is rightfully the property of the foreclosed homeowner, not the mortgage company or new owner. However, accessing these funds often requires expert knowledge of local laws and meticulous navigation through bureaucratic processes. Our dedicated team works relentlessly to simplify this process and maximize the financial recovery for our clients, ensuring that they obtain every cent they're entitled to after a foreclosure. Trust us to be your advocates in these challenging circumstances and to guide you towards a brighter financial future.

County records

Our firm takes pride in conducting thorough and accurate research to ascertain who is entitled to excess proceeds after foreclosure. We go straight to the source, acquiring court records directly from the county. This data, derived from the most reliable and official records, provides a clear and unambiguous picture of rightful ownership. Our team of legal professionals carefully scrutinizes these documents to establish an ironclad claim for our clients. This meticulous attention to detail, backed by an unwavering commitment to our clients' rights, ensures that the rightful owners receive the funds they are due. Trust us to navigate this intricate process with the utmost precision and integrity.

Reuniting funds

Our core mission is reuniting previous homeowners or their heirs with the funds that are rightfully theirs. We understand that the aftermath of a foreclosure can be a distressing and confusing time, so we strive to alleviate this stress by guiding our clients through the process with clarity and compassion. We do not charge any upfront fees - our aim is to serve as your trustworthy partners, assisting with the filing and retrieval process from start to finish. We work on a contingency basis, which means we only get paid when you successfully recover your funds. Our firm is built on the principles of fairness and integrity, and we're committed to reestablishing financial equilibrium for those affected by foreclosure.

Meet The Team

Joanna Poe President

Joanna Poe is the compassionate President of Surplus Blessings, a dedicated expert leading the charge in assisting individuals with surplus fund filings after foreclosures. With an empathetic approach and a genuine desire to be a blessing to all clients, Joanna embodies the mission of Surplus Blessings by providing unwavering support to those seeking to reclaim their surplus funds. Her leadership and commitment to making a positive impact on clients' lives make her a driving force in the field of surplus fund recovery.

William Whitman Lead Attorney

William Whitman is the distinguished Lead Attorney at Surplus Blessings, recognized for his exceptional legal expertise and commitment to guiding clients through surplus fund recovery processes. With a deep understanding of legal intricacies and a client-focused approach, William provides expert guidance and unwavering advocacy to individuals seeking to reclaim their rightful surplus funds. His strategic thinking and dedication to achieving favorable outcomes make him an invaluable asset at Surplus Blessings.

Why choose us?

Our firm is dedicated to providing unparalleled service without the burden of upfront fees. We understand that trust is earned, not given, which is why we operate on a contingency basis, meaning our compensation is tied to the successful recovery of your funds. Not only that, but we offer a lowest rate guarantee, ensuring our services are not only top-tier but also the most cost-effective choice. We have a specialist staff, each a master in their field, working tirelessly to ensure successful claims. Our team's comprehensive knowledge of the legal landscape and their passion for assisting clients combine to create a seamless and successful claim process. Choosing us means choosing dedication, affordability, and success.

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We file the claim for you!

We work directly with the county and charge NO upfront fees


Over 2 Million

We have helped recover over 2 million in excess proceeds

NO Upfront cost


We do not charge a dime to get the process started

All 50 states

We are everywhere

We operate in all 50 states

© 2023 Surplus Blessings

- All Rights Reserved,

+1 609-733-5631